Alert!
April 17, 2014 - UPDATED Information Regarding the Heartbleed Bug

Deposit Rates

Rates effective as of 8/01/13. APY = Annual Percentage Yield. Fees may reduce earnings.

Rewards Checking

Minimum Daily BalanceInterest RateAPY
Current APY on balances up to $25,000 on qualifying balances1.500%1.50%
Current APY on balances over $25,000 on qualifying balances0.100%1.00% to 0.28% depending on account balance
Current APY on non-qualifying balances0.050%0.05%
Note: In order to qualify for rewards, simply do the following each monthly qualification cycle: - Have at least 12 debit card purchases (PIN - or signature-based, ATM withdrawals do not qualify) post and settle to the account - Have at least one direct deposit or ACH auto debit post and settle to your Rewards Checking Account - Be Enrolled, Receive and Review free paperless e-statements Rates are effective as of 03/01/14 and are subject to change at any time. Any fees incurred could reduce earnings on this account.

Regular Savings/Club Accounts

Member Maintenance FeeCurrent APY on $100 or moreATM Access (Primary Savings Account)
$5.00 ($1.00 for Clubs)0.05%Yes
Note: $5 Required Minimum Opening Deposit. $1.00 for Clubs. Member Maintenance Fee is waived if deposits are $1000 or more, you have Direct Deposit, or if you have a classic of premium relationship. Annual Percentage Yields (APY) are effective as of 03/01/14 and may change after account is opened. Any fees incurred could reduce earnings on the account.

Youth Accounts

Minimum Daily BalanceCurrent APY on $1.00 or moreMonthly Service Charge
$1.000.05%None
Note: $1 Required Minimum Opening Deposit. Annual Percentage Yield (APY) is effective as of 03/01/14 and may change after account is opened. Must be under 18 years of age.

Cash Multiplier Savings

Minimum Daily Balance$1
Mininum Balance to Earn Interest$1,000
APY on $0-$4,999.990.05%
APY on $5,000-$9,999.990.10%
APY on $10,000-$24,9990.15%
APY on $25,000-$49,999.990.20%
APY on $50,000-$74,999.990.20%
APY on $75,000-$99,999.990.20%
APY on $100,000+0.20%
Monthly Service ChargeNone
Note: This account is no longer available to open. Annual Percentage Yields (APY) are effective as of 03/01/14 and are subject to change without notice. Any fees incurred could reduce earnings on the account.

Certificates

Annual Percentage Yield (APY)$1,000-100,000+
3 month Certificate.05%
6 month Certificate0.20%
12 month Certificate0.35%
18 month Certificate0.50%
24 month Certificate0.70%
36 month Certificate1.00%
48 month Certificate1.20%
60 month Certificate1.75%
60 month Structured Savings Certificate1.75%** ***
6 month Junior Certificate*0.35%**
Note: Annual Percentage Yields (APY) are effective as of 03/01/14 and are subject to change without notice. Penalty for early withdrawal. Minimum Deposit is $1,000.00. Other rates and terms may be available. * Must be maintained in the account of a minor (under age 18). ** Minimum balance is $500.00 on 60 month Structured Savings and 6 month Junior Certificates. *** Maximum contribution to Structured Savings Certificate is $50,000

IRA Share Rates

Minimum Daily Balance$0
APY on $0-$4,999.990.15%
APY on $5,000-$9,999.990.35%
APY on $10,000-$24,9990.50%
APY on $25,000-$49,999.990.70%
APY on $50,000-$74,999.990.90%
APY on $75,000-$99,999.991.00%
APY on $100,000+1.00%
Note: Annual Percentage Yields (APY) are effective as of 03/01/14 and may change after account is opened. Maximum annual contribution is $5,000 under age 50 and $6,000 age 50 and up. Any fees incurred could reduce earnings on this account.

IRA Certificate Rates

Annual Percentage Yield (APY)$1,000-$100,000+
3 month Certificate.05%
6 month Certificate0.20%
12 month Certificate0.35%
18 month Certificate0.50%
24 month Certificate0.70%
36 month Certificate1.00%
48 month Certificate1.20%
60 month Certificate1.75%
Note: Annual Percentage Yields (APY) are effective as of 03/01/14 and are subject to change without notice. Penalty for early withdrawal. Minimum Opening Balance is $1,000.00. Other terms and rates may be available.


Shared Branching

Shared Branching

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