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Loan Rates 


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Automobile - New Vehicle

Maximum TermMaximum FinancingEstimated Monthly Payment Per $1,000APR as low as
Up to 36 months100%$31.063.75%
37 - 63 months100%$18.563.90%
64 - 75 months100%$16.114.37%
76 - 84 months100%$15.105.36%
Note: Annual Percentage Rate (APR) accurate as of 1/1/19, based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 76-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged on all collateral loans per collateral.

Automobile - Used Vehicle

Maximum TermMaximum FinancingEstimated Monthly Payment Per $1,000APR as low as
Up to 36 months100%$31.063.75%
37 - 63 months100%$18.563.90%
64 - 75 months100%$16.114.37%
76 - 84 months100%$15.105.36%
Note: Annual Percentage Rate (APR) accurate as of 1/1/19, based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 76-84 month term. All loans are subject to credit approval and credit history. Used vehicles over 6 years old, add 1.00%. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged on all collateral loans per collateral.

Snowmobile - New or Used

Maximum TermMaximum FinancingEstimated Monthly Payment Per $1,000APR as low as
Up to 48 months100%$24.415.19%
49 - 72 months100%$17.816.63%
Note: Annual Percentage Rate (APR) accurate as of 1/1/19, based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged on all collateral loans per collateral.

ATV - New or Used

Maximum TermMaximum FinancingEstimated Monthly Payment Per $1,000APR as low as
Up to 48 months100%$24.415.19%
49 - 72 months100%$17.816.63%
Note: Annual Percentage Rate (APR) accurate as of 1/1/19, based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged on all collateral loans per collateral.

RV/Motor Home - New or Used

Maximum TermMaximum FinancingEstimated Monthly Payment Per $1,000APR as low as
Up to 36 months100%$31.775.27%
37 - 60 months100%$20.135.41%
61 - 84 months100%$15.365.87%
85 - 120 months100%$11.776.09%
Note: Annual Percentage Rate (APR) accurate as of 1/1/19, based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged on all collateral loans per collateral.

Boat/Personal Watercraft - New or Used

Maximum TermMaximum FinancingEstimated Monthly Payment Per $1,000APR as low as
Up to 36 months100%$31.775.27%
37 - 60 months100%$20.135.41%
61 - 84 months100%$15.365.87%
85 - 120 months100%$11.776.09%
Note: Annual Percentage Rate (APR) accurate as of 1/1/19, based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged on all collateral loans per collateral.

Motorcycle - New or Used

Maximum TermMaximum FinancingEstimated Monthly Payment Per $1,000APR as low as
Up to 36 months100%$31.765.26%
37 - 60 months100%$20.245.66%
61 - 72 months100%$17.816.63%
Note: Annual Percentage Rate (APR) accurate as of 1/1/19, based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged on all collateral loans per collateral.

Other Collateral

Maximum TermMaximum FinancingEstimated Monthly Payment Per $1,000APR as low as
Up to 36 months100%$32.015.77%
37 - 60 months100%$20.375.92%
61 - 84 months100%$15.616.37%
85 - 120 months100%$12.046.59%
Note: Annual Percentage Rate (APR) accurate as of 1/1/19, based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced.

Personal Unsecured

Maximum TermMaximum FinancingEstimated Monthly Payment Per $1,000APR as low as
Up to 60 months$8,000$22.8311.26%
Note: Annual Percentage Rate (APR) accurate as of 1/1/19, based on a loan amount of $8,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced.

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