Introducing Our Big Difference Accounts
Solutions designed to move you and your finances forward!
We know it’s often the little things that make the biggest
difference. That’s why we've introduced a new set of accounts to thank
you in a big way for all of the little things you do each month. Like using
your debit card, receiving direct deposit, paying bills online, and receiving
eStatements. If you’re the sort of person who likes to do things the
“green” way, our new accounts will not only be a natural fit, but they’ll also
work to spare you unnecessary trips to the bank and expand your wallet.
As a result, you’ll have more time and money to invest in what really
matters most: making memories with your friends and family.
- Earn cash back
on debit card purchases when you qualify.
- Earn higher dividends
on balances up to $25,000 when you qualify.
- When you
qualify in either your CashBack or Rewards Checking, your checking
rewards will automatically sweep into your Saver Account.*
Plus, with each checking account, when you qualify, you'll also receive:
- Nationwide ATM fee refunds up to $25 each month
- It's a free
account! No monthly service charge or minimum balance requirement to
earn cash back
- First Pay. Get
paid up to two days before your co-workers!**
- Free debit card
- Free Online
Banking, Bill Payer, and Mobile Banking
- Free Telephone Banking
- Free ATMs
nationwide via the CO-OP Network
- Access to the
CO-OP Shared Branching Network
- Direct Deposit
- ACH Origination
- NCUA insured
How Do I Qualify?
- Have at least 12 debit card purchases post and settle to the account (PIN or signature-based; ATM withdrawals do not qualify)
- Have at least one direct deposit or ACH auto debit post and settle to your Rewards Checking Account
- Be enrolled in and receive our free, paperless eStatements
What If I Don't Qualify One Month?
are NO penalties if you don't qualify. Your account will remain free when
you don't qualify and you can try again the next month!
The Fine Print
*Saver Account - To be eligible for a Saver Account, you must open either a Rewards or CashBack
**To qualify for First Pay you must have direct
deposit into your Members First Credit Union checking account and be a
member in good standing. First Pay offers immediate credit of your
direct deposit to your Members First account up to two (2) days early
based upon when we receive your payroll from your employer or payroll
company. As the deposit is based upon when we receive the funds, Members
First cannot assume any liability for not depositing these funds to
your account early. This offer is subject to change without notice.