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Share Certificates

Interest rates go up and down, but you can lock in a higher rate of return, for the term you want, with one of our Share Certificates. With terms available from 3 months to 5 years, you choose which Certificate works best for you and your financial goals.

The perks of opening a Certificate of Deposit with Members First

  • Minimum deposit of $1,000
  • Locked in interest rate and term - this won't change until the Certificate matures
  • Flexible terms from 3 to 60 months
  • You can use your certificate as collateral for a Certificate Secured Loan.