Get Cash Back Just For Using Your Debit
With our CashBack Checking, each
month that you qualify, you’ll receive 2% cash back on the first $500 in purchases using your debit card. Plus, the account is free.
Here’s what you’ll get with CashBack Checking*
- 2% Cash Back on
Debit Card Purchases up to $500
- Nationwide ATM
fee refunds up to $25 each month you qualify
- It's free! No monthly service charge or minimum balance requirement to
earn cash back.
- With First Pay, you can get
paid up to two days before your co-workers**
- Free debit card with privacy-protecting sleeve
- Free Online
Banking, Bill Payer, and Mobile Banking
- Surcharge-free ATMs
nationwide via the CO-OP Network
- Access to the
CO-OP Shared Branching Network
- Direct Deposit
an added bonus....
eligible to open our new CashBack Saver Account, which is a high-dividend
savings solution. Plus, your CashBack rewards will automatically be deposited into your Saver,
making it easier to save.
do I qualify each month?
Have at least 12 debit card purchases (ATM
withdrawals do not qualify) post and settle to the account
- Have at least one direct deposit or ACH auto debit
post and settle to the account
- Be enrolled in and receive free paperless
happens if I don't qualify during any one month period?
If monthly requirements are not met, ATM fees are
not refunded and the account will remain free with no monthly fee or minimum
The Fine Print
*See rate sheet for complete details.
**To qualify for First Pay you must have direct deposit into your Members
First Credit Union checking account and be a member in good standing.
First Pay offers immediate credit of your direct deposit to your Members
First account up to two (2) days early based upon when we receive your
payroll from your employer or payroll company. As the deposit is based
upon when we receive the funds, Members First cannot assume any
liability for not depositing these funds to your account early. This
offer is subject to change without notice.
***To be eligible for a Saver Account, you must open a CashBack Checking
account. If qualifications in CashBack Checking are met each monthly
qualification cycle: (1) balances up to $25,000 in SAVER receive an APY
of 0.50%; and (2) balances over $25,000 in SAVER earn 0.10% interest
rate on portion of balance over $25,000, resulting in 0.50% - 0.18% APY
depending on the balance. If qualifications are not met in CashBack
Checking, all balances in the SAVER account will earn 0.05% APY.
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