Overdraft Services

We’ve got you covered.

When unpredictable expenses catch up with you, we’ve got you covered. If you write a check or make a withdrawal that exceeds your checking account balance, our overdraft services come to the rescue.


Overdraft Line of Credit

Our overdraft line of credit combines the convenience of a fixed rate with the ability to draw against a line of credit. Plus, you only pay interest when you use it.1

Overdraft Privilege

With overdraft privilege, we’ll cover the amount overdrawn on your checking account up to a pre-set limit. Simply bring your account back to a positive balance within 30 days and your overdraft privilege is ready to use again the very next day. Our current Non-Sufficient/Uncollected Funds fee is assessed each time we cover your overdraft.2

Overdraft Transfer

If Overdraft Line of Credit and Overdraft Privilege aren’t for you, set up your savings as an overdraft transfer source for your checking account so funds can automatically move to cover potential overdrafts. Our current Overdraft fee is assessed each time we cover your overdraft.2

Courtesy Pay

When you opt in for this service, Courtesy Pay covers your debit card overdrafts up to $500, including signature and PIN-based transactions. Courtesy Pay does not cover ATM transactions. Our current Overdraft fee is assessed each time we cover your overdraft.2 To opt in for Courtesy Pay, simply contact us.


Prefer to avoid overdrawing your checking account altogether?

Take advantage of these services:

Online Banking

View Transaction History
  • Check your balance
  • Keep track of spending
  • View check images
Mobile Banking (from Online Banking, select Mobile Banking > Alerts)

Receive Text Alerts3

  • Every Friday
  • When your account falls below a certain balance
  • When a payment clears your account
  • When a deposit exceeds a certain balance

Receive Email Alerts

  • When your account falls below a certain balance
  • When your account exceeds a certain balance

Fine Print

1Subject to credit approval and based on credit history.

2Available to qualified account holders. Please refer to our Schedule of Fees and Overdraft Privilege disclosures for complete details of fees and conditions.

3Standard text messaging charges apply.

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