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Member Perks

Membership has its advantages.

We're a full-service financial institution offering all the products and services you'd expect from a big bank, but with personalized service and local, hometown charm. And, that's just the beginning. When you have an account at Members First, you get so much more.


Get Paid Early

When you have your paycheck directly deposited to your Members First account, you can get paid up to two days earlier than your co-workers with First Pay.*


74,000 ATMs and 6,000 Branches Nationwide

When you bank with Members First, you have access to thousands of surcharge-free ATMs and shared branches nationwide through our partnerships with the Allpoint and CO-OP Networks. At a shared branching location, you get person-to-person assistance with your accounts to make deposits, transfers and account inquiries.

Find an Allpoint ATM at a retail location near you.

Allpoint ATM Locator

Find a CO-OP ATM or Shared Branch near you.

CO-OP ATM/Shared Branch Locator

Download the CO-OP Locator App

Download on the App store - CO-OP ATM and Shared Branch Locator Mobile App Download on Google Play - CO-OP ATM and Shared Branch Locator Mobile App


$500,000 in Coverage on Your Deposits

Unlike most credit unions that simply offer the standard $250,000 share insurance coverage provided by the National Credit Union Administration (NCUA), Members First has partnered with Excess Share Insurance(ESI), to bring you an additional $250,000 in coverage for a full $500,000. Learn more.

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* To qualify for First Pay you must have direct deposit into your Members First Credit Union checking account and be a member in good standing. First Pay offers immediate credit of your direct deposit to your Members First account up to two (2) days early based upon when we receive your payroll from your employer or payroll company. As the deposit is based upon when we receive the funds, Members First cannot assume any liability for not depositing these funds to your account early. This offer is subject to change without notice.

Membership at Members First Credit Union is open to anyone living, working or attending school in New Hampshire. Only individuals within this described field of membership are eligible to join the credit union and take advantage of its offerings. The information and content on this website is intended for the benefit of existing members and prospective members of the credit union, and is not directed to the general public.