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Scheduled Maintenance: Online Banking and Mobile Banking will be unavailable Sunday, June 25 from 12:30am to 4:30am while we perform routine maintenance. We apologize for any inconvenience.

Auto Loans

Refi-Rewards

Introducing Refi-Rewards... a one-of-a-kind interest rebate program.

Have an auto loan elsewhere? Refinance it with us and get cash back for the life of the loan!

When you refinance your auto loan from another financial institution, we'll reward you with a 15% REBATE for the life of the loan. That's right... each year we will return 15% of the interest you paid throughout the year!*

With our interest rebate, low rates, easy online application and mobile application, the reasons are many to refinance your auto with us... not to mention the top notch service you'll receive from our friendly lending representatives.

Compare our rates with your current auto loan and calculate the savings on your monthly payment.

Apply online, from your mobile device, by phone, or at a branch.

Financing your auto at Members First is a easy as 1, 2, 3...

1. Compare Rates

We invite you to check out our auto loan rates before getting behind the wheel. It’s always best to know what rates are available at your own financial institution before stepping into a dealership.

2. Apply Now

Getting pre-approved for your loan with Members First gives you the freedom and confidence to get the best car for your budget, wherever you choose to shop.
3. Go Shopping


The last step in the process is finding the car that you want. As a member of the credit union, you now have unlimited access to a complete car buyer’s website... AutoSmart!

AutoSmart has it all:
  •  Extensive new and used dealer inventories in NH and MA
  •  Valuable vehicle research and comparisons
  •  Easy-to-use loan calculators (in addition to our online calculators)

And best of all, once you find the vehicle that you want, if you haven’t already applied for pre-approval with us, you can apply right from the AutoSmart page. You may even get an instant approval, which you can then take to local dealerships and close your loan right there.

Here at Members First we want to make sure the car buying process is an enjoyable one for you. If you have questions along the way, don’t hesitate to call us at (603) 622-8781. You may also be interested in these useful tips on Buying a New Car.



Fine Print
*Auto loans refinanced with Members First Credit Union from another financial institution only. Interest rebate equals 15% of the total interest paid by the member each calendar year. Interest rebate paid in January of each year for the previous calendar year over the life of the loan as a deposit to the member's savings account. Loans paid off prior to December of the calendar year will receive rebate in January of following year. Savings account must be open and in good standing to receive rebate. Member must not be more than 60 days delinquent at any time during the life of the loan. Loans subject to credit approval and credit history. Excludes commercial vehicles. Offer not valid on existing MFCU auto loans. Subject to change at any time without notice.

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Why Join Members First?

Why Join Members First?

We're small enough to make a big difference... and big enough to be your first choice in banking.JOIN NOW