Alert!
Scheduled Maintenance: Online Banking and Mobile Banking will be unavailable Sunday, June 25 from 12:30am to 4:30am while we perform routine maintenance. We apologize for any inconvenience.

Refi-Rewards

Is your auto loan a lemon?


Your auto loan may be a lemon if:

  • You're not being refunded a portion of the interest you pay each year
  • You had to sign up for extra services in order to qualify for their "best" rate
  • You're paying more than 2.21% APR*
Turn that sour loan into a sweet deal with Refi-Rewards! Refinance your auto loan from another financial institution and we'll reward you with a 15% REBATE each year for the life of the loan!**

As your local credit union, we also offer low rates--without the strings--and personal, friendly service.

Apply online, from your mobile device, by phone, or at a branch.





Fine Print
*Annual Percentage Rate (APR) accurate as of 3/1/17, based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $50 will be charged on all collateral loans per collateral.

**Auto loans refinanced with Members First Credit Union from another financial institution only. Interest rebate equals 15% of the total interest paid by the member each calendar year. Interest rebate paid in January of each year for the previous calendar year over the life of the loan as a deposit to the member's savings account. Loans paid off prior to December of the calendar year will receive rebate in January of following year. Savings account must be open and in good standing to receive rebate. Member must not be more than 60 days delinquent at any time during the life of the loan. Loans subject to credit approval and credit history. Excludes commercial vehicles. Offer not valid on existing MFCU auto loans. Subject to change at any time without notice.