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HomeReady Mortgage

Built for today's first-time home buyers.

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Are you ready? Imagine home ownership!

  Qualify for a mortgage with help from co-borrowers or extended households.

HomeReady mortgage allows co-borrowers who don’t live in the home to be included on the mortgage, such as parents or others who want to help. And, extended family or other household members’ income can help you qualify—even if they aren’t on the mortgage.

  Down payments as low as 3%.
Ideal for home buyers with limited savings, and the down payment and closing costs can be paid from sources other than your own funds.

  Savings over the life of the loan.
With private mortgage insurance that may cost less over time—may be eligible to be canceled once 20% home equity is reached, unlike mortgage insurance on government-insured loans.

  Home ownership education to set you up for success.
Convenient online education prepares you to buy and own a home for the long run.

Find out if HomeReady mortgage is right for you.
Contact a knowledgeable mortgage representative by phone at (603) 622-8781, ext 770 or email to learn more.

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