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Student Loans

A better way to pay for college.

Zero origination fees, competitive rates and flexible repayment terms.

Don't let gaps in federal funding keep you from getting your education. Our Student Choice Private Lending Solution provides the additional funds you need and features you want, including:
  • Line of credit structure so you can borrow once for your full undergraduate career*
  • No origination fees or prepayment penalties
  • Flexible repayment and in-school deferment options
  • Easy online application
  • 24/7 call center support

Learn more and apply online at our Student Choice website today!

Student Loan Refinance

Repaying student loans is nobody's favorite task. And it's possible you could have numerous loans with varying interest rates from different lenders, meaning you have to make multiple payments. If you are in grace or repayment on one or more private or federal student loans, we can help make your loan repayment less stressful. With our Student Choice Refinance solution, you can refinance and consolidate your existing student loans into one convenient loan with a local lender you can trust!

You may be a good candidate for refinancing your student loans with us if:

  • You're paying a high interest rate on your loans
  • You have multiple private student loans and/or higher rate federal loans
  • You have a good credit history or a strong co-signer

Remember, if you refinance federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate reductions, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.

Learn more about our Student Choice Refinance solution and apply online today. We look forward to helping you as you enter the next stage of your life!

iGrad - Modern Financial Literacy

We're not just here to provide a student loan. We want to be your financial partner for life. Members First Credit Union is proud to offer modern financial education tools and resources so you can make an informed decision about your college financing options.

Check out our scholarship programs!

Heading off to college?

Members First Credit Union believes that through education we are investing in the youth of today who will go on to lead our community and help make the world a better place. We created the Members First Credit Union Memorial Scholarship Program to aid students in their quest for further education.

Applications and accompanying material must be postmarked or delivered to the credit union no later than March 31 each year.

Learn more about our scholarship programs today!

Fine Print

*Subject to qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements.


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