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Mortgage Flex

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Welcome to a new era of homeownership with Members First Credit Union's Mortgage Flex. In today's market, soaring interest rates can make the dream of buying a home or selling your current one and buying a new one seem out of reach. But with Mortgage Flex, you don't have to put your dreams on hold. Our innovative mortgage solution offers you the unique opportunity to buy a home now, without the fear of being locked into high interest rates for the duration of your loan. Mortgage Flex is designed to give you peace of mind, knowing that you can refinance at absolutely no cost when rates decrease*.

Mortgage Flex empowers you to take control of your financial future. When interest rates fall, you can easily lower your monthly payments and save money over the life of your loan, with our no-cost rate reduction. Members First Credit Union is committed to helping you maximize your investment and enjoy the benefits of homeownership sooner rather than later.

Join a community of forward-thinking homeowners who are choosing Mortgage Flex. At Members First Credit Union, we believe in putting our members first by offering flexible, transparent, and cost-effective financial solutions. Start your journey with confidence, knowing that we are with you every step of the way, ready to adapt to changing markets and ensuring your home financing is as flexible as your life needs.

* One-time no-cost interest rate adjustment may be requested between 60 days – 24 months after the loan closing date. The rate will be determined by the current rate as listed on the Members First Credit Union website on the date the request is received. The adjustment will adjust monthly principal and interest payment and will not change the maturity date of the original note, current outstanding principal balance or allow funds to be advanced. Loan must be current and never been greater than 30 days past due. Other restrictions may apply. Insured by NCUA.