From consolidating debt to funding projects, there are endless uses for your home's equity.
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The equity in your home can be there when you need it most. And, with our variable rate Home Equity Line of Credit, you pay only for what you use and can make principal payments any time. If you prefer fixed, monthly payments, our Home Equity Loan may be just right for you. Let us help you decide which one fits your lifestyle.
How can we make a difference for you today?
Why a Home Equity at Members First?
- No application fees
- No closing costs*
- Appraisal fees refunded at closing
Home Equity Line of Credit
With a variable rate Home Equity Line of Credit, you can spend the funds on whatever you need, when you need it. Use it now or rely on it later for emergencies.
- Variable rates
- Flexible terms
- Pay only for what you use
- Easily access funds when you need them
- Pay only the interest during the draw period
- Make principal payments any time
Home Equity Loan
With a fixed rate and term, our Home Equity Loan allows you to borrow what you need all at once, and make set monthly payments. Use it to consolidate debt, pay tuition, or complete that special project. The uses are endless.
- Fixed rates
- Terms up to 180 months
- Borrow what you're comfortable with and choose your term