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Buying a New Car

Whether it’s brand new or just new to you, we can help you along your car buying journey.

At Members First, we’re here to help you navigate the auto buying landscape and make decisions that work for your unique situation. These suggestions are provided to give you a starting point. We’re here to help pull it all together.


Do Your Homework

Get detailed reviews on autos written by both experts and consumers. Find the latest prices, specs, pictures, safety features and more. Request a vehicle history report to determine whether the car you’re considering has been in an accident and if the odometer is accurate.


Consider Buying vs. Leasing

If you’re unsure whether to buy or lease, it’s important to consider the net cost. Let our lease vs. buy calculator walk you through the steps to help determine which option is right for you.


Get Approved

Before you shop the lot, getting pre-approved gives you the freedom and confidence to get the best car for your budget.


Calculate Payments

Determine your monthly auto loan payment or purchase price with our auto loan calculator. After entering your information, see how different loan terms or down payments can impact your monthly payment.


Compare Vehicles with AutoSmart

A free service to members, AutoSmart lets you research and compare vehicles, find a local dealership and more. And, if you haven’t already applied for pre-approval with us, you can apply right from the AutoSmart page.


Shop Late in the Month

If you have time, you may want to plan your purchase at the end of the month. Dealerships have sales quotas to meet which are typically broken down monthly, quarterly and annually. That means the end of the month, quarter or year are generally better times to purchase. And since dealerships are trying to meet all three sales quotas at the end of the year, the best time to purchase a vehicle is usually December.*


We want to make sure the car buying process is an enjoyable one. If you have any questions along the way, don’t hesitate to contact us.

*Source: Bankrate.com