Buying your first home can feel overwhelming—but it doesn’t have to be. In this series, John and Jessica’s Journey to Homeownership, we’ll break down what every first-time buyer should know. The kickoff episode will give you a quick look at the steps involved in the homebuying process.

In the secong episode of John and Jessica’s Journey to Homeownership, we’ll walk you through what to consider when comparing mortgage lenders. From interest rates and loan options to closing costs, approval timelines, and customer service—this video covers the questions you should be asking before you commit.

Your credit score has a big impact on your mortgage—affecting your approval, interest rate, and loan terms. In episode 3, John and Jessica learn what goes into a credit score, how it affects home loans, and what steps you can take to improve it. It's practical advice for anyone getting ready to buy a home.

Saving for a down payment doesn’t have to feel impossible. 

In episode 4, John and Jessica explore why putting 20% down can be a game-changer—and how you can build your savings one step at a time.

In Episode 5 of John and Jessica’s Journey to Homeownership, we explore programs that Members First can connect you with to make homeownership more affordable. These grants can help with down payments and closing costs, making it easier to take that big step into your first home.