A better way to pay for college.
Apply Now View Rates
At Members First, we’re small enough to make a big difference during every stage of your life and that holds true as you pursue a higher education. Together with our friends at Student Choice, we can provide options in college funding whether you’re looking to finance undergraduate studies or refinance and consolidate other student loans.
Once you’ve exhausted lower-cost sources of financial aid like scholarships and grants, we’re here to help fund your education. Let us help find a solution that meets your needs.
Impacted by the Coronavirus Pandemic? We’re here to help.
In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your well-being and financial needs are our top priorities. With that in mind, in regard to your student loan account we have taken steps to ensure that you have access to the services and personalized support that you may need.
University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at www.uasecho.com. (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)
If you have additional questions regarding your student loan account or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.
How can we make a difference for you today?
Why a Student Loan at Members First?
- No origination fees or prepayment penalties
- As a local not-for-profit cooperative, we can offer a more competitive rate
- More than 2,000 approved schools across the country
- A library of answers to your most common questions
- Financial resources to help you succeed in college and beyond
Don't let gaps in federal funding keep you from getting your education. Our Student Choice Private Lending Solution provides the additional funds you need and features you want, including:
- Line of credit structure so you can borrow once for your full undergraduate career1
- Flexible repayment and in-school deferment options
- Easy online application
- 24/7 call center support
Learn more and apply online today.
Student Loan Refinance
Repaying student loans is nobody's favorite task. And it's possible you could have numerous loans with varying interest rates from different lenders and multiple payments. If you are in grace or repayment on one or more private or federal student loans2 we can help make your loan repayment less stressful. With our Student Choice Refinance solution, you can refinance and consolidate your existing student loans into one convenient payment.
You may be a good candidate for refinancing your student loans with us if:
- You're paying a high interest rate on your loans
- You have multiple private student loans and/or higher rate federal loans
- You have a good credit history or a strong co-signer
Learn more and apply online today.
iGrad - Modern Financial Literacy
We're not just here to provide student loans. Members First is proud to offer modern financial education tools and resources to help you make informed decisions about money management, budgeting, finding a career, financial aid, and much more.
Members First Scholarship Program
We created the Members First Credit Union Memorial Scholarship Program to aid students in their quest for further education. Applications are available in January each year and accompanying material must be postmarked or delivered to the credit union by the last business day in March.