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Rates

Rates Effective December 5, 2022

Term Share Certificates
Term Annual Percentage Yield (APY)
3 month Certificate 0.25%
6 month Certificate 0.50%
12 month Certificate 1.00%
18 month Certificate 1.50%
24 month Certificate 1.75%
36 month Certificate 2.00%
48 month Certificate 2.25%
60 month Certificate 2.50%
60 month Structured Savings Certificate+ 2.50%
6 month Junior Certificate++ 0.50%

Minimum $1,000.00 required to open and earn stated APY. Penalty may be imposed for early withdrawal. Withdrawals or fees may reduce earnings. Other rates and terms may be available. +Minimum balance is $500.00. Eligible for additional deposits and a one-time rate adjustment upon request. Maximum rate adjustment is 2% above the opening rate to match the dividend rate and APY then offered by the credit union for this account type; additional contributions may be made at any time; $500,000 maximum principal balance per certificate; one certificate per member; no penalty will be imposed for withdrawal to finance the purchase of primary residence or to finance higher education of owner or dependent to accredited college or university. ++Minimum balance is $500.00. Must be maintained in the account of a minor (under age 18). Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.

 

 


IRA Certificates
Term Annual Percentage Yield (APY)
3 month IRA Certificate 0.25%
6 month IRA Certificate 0.50%
12 month IRA Certificate 1.00%
18 month IRA Certificate 1.50%
24 month IRA Certificate 1.75%
36 month IRA Certificate 2.00%
48 month IRA Certificate 2.25%
60 month IRA Certificate 2.50%

Minimum $1,000.00 required to open and earn stated APY. Penalty may be imposed for early withdrawal. Withdrawals or fees may reduce earnings. Other terms and rates may be available. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.

 

 


Everyday Checking
Minimum Required to Earn APY Annual Percentage Yield (APY)  
n/a n/a  

Minimum $25 deposit required to open account. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.


Green Money Market
Minimum Required to Earn APY Annual Percentage Yield (APY)
$1,000 0.05%
$10,000 0.50%
$50,000 0.60%
$75,000 0.70%
$150,000 0.80%

$1,000 Minimum opening deposit required. Estatement enrollment required. No paper checks administered. Rates may change after account is opened without notice. Any fees imposed could reduce earnings. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.


Money Market
Minimum Required to Earn APY Annual Percentage Yield (APY)
$1,000 0.05%
$10,000 0.25%
$50,000 0.30%
$75,000 0.35%
$150,000 0.40%

$1,000 Minimum opening deposit required. Rates may change after account is opened without notice. Any fees imposed could reduce earnings. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.


Health Savings Account (HSA)
Minimum Required to Earn APY Annual Percentage Yield (APY)
$0.01 0.05%
$5,000 0.05%
$10,000 0.10%
$25,000 0.20%
$50,000 0.30%

No minimum opening balance required. Rates may change after account is opened without notice. Any fees imposed could reduce earnings. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.


Regular Savings
Minimum Required to Earn APY Annual Percentage Yield (APY)
$100 0.01%

$5 Minimum opening deposit required. Rates may change after account is opened without notice. Any fees imposed could reduce earnings. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.


Centsables Savings
Minimum Required to Earn APY Annual Percentage Yield (APY)
$1 0.01%

Must be 12 or younger to open with a parent or guardian on the account. $1 Minimum opening deposit required. Rates may change after account is opened without notice. Any fees imposed could reduce earnings. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.


Teen Savings
Minimum Required to Earn APY Annual Percentage Yield (APY)
$1 0.01%

Must be 13-17 years of age to open with a parent or guardian on the account. $1 Minimum opening deposit required. Rates may change after account is opened without notice. Any fees imposed could reduce earnings. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.


Club Account
Minimum Required to Earn APY Annual Percentage Yield (APY)
$100 0.01%

$1 Minimum opening deposit required. Rates may change after account is opened without notice. Any fees imposed could reduce earnings. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.


IRA Savings
Minimum Required to Earn APY Annual Percentage Yield (APY)
$0.01 0.05%
$5,000 0.05%
$25,000 0.10%
$75,000 0.25%
$100,000 0.35%

Maximum annual contribution is $5,000 under age 50 and $6,000 age 50 and up. Rates may change after account is opened without notice. Any fees imposed could reduce earnings. Please refer to our separate Schedule of Fees and Truth in Savings disclosures for complete details of fees and conditions.