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Vehicle Insurance

Protect your finances from unnecessary loss.

We offer a variety of vehicle insurance programs to help protect you from loss in the event of an accident or theft, to provide coverage for expensive repairs, or to cover your loan payments when the unexpected happens.

Learn more below or contact us for more information.

TruStage® Auto & Home Insurance Program

You trust us to make products and services available to help you do more with what you have. That's why we've joined a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.

  • Members can choose from a full range of property and casualty coverage underwritten by leading insurance companies, including Liberty Mutual and Esurance
  • Products include automobile, homeowners, tenants, condo and seasonal dwellings, ancillary products (recreational vehicles, motor homes, boats, motorcycles and flood) and personal liability coverage
  • Competitive rates, including a discount for being a credit union member
Trustage - Savings on car insurance.  Get a quote.

Working with carefully selected insurance companies, these programs can provide discounted rates exclusively for credit union members, online services, and 24/7 claims service.

Review frequently asked questions or contact TruStage to learn more:

  • Visit: TruStage.com
  • Call TruStage toll free: 1-888-380-9287

If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.


TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

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Guaranteed Asset Protection (GAP)

Get GAP with deductible assistance and don't let a wrecked vehicle wreck your finances.

Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan. A good rule of thumb is to assume your new vehicle will lose on average 19% of its value the first year you own it, half of which occurs immediately after taking possession.* This leaves a “gap” between what you owe on your loan and the value of your vehicle. In the event of a total loss due to an accident or theft, GAP is designed to cancel the difference between what you owe on your loan and the amount paid by your primary auto insurer. 

Now you also get Deductible Assistance with your purchase of GAP. Deductible Assistance is designed to cancel part of your debt when a comprehensive or collision claim is paid and a deductible is incurred. This means you’ll have one less expense you may have to worry about if something happens to your vehicle.

Use our Loan Calculator to calculate your vehicle payments with and without loan protection.

Learn more and contact a friendly lending representative today to add GAP with Deductible Assistance to your vehicle loan.


* What is the Average Car Depreciation Rate? John Diether, Cars Direct, May 23, 2016

Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with Us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

Mechanical Repair Coverage

The miles can add up, but the repairs don't have to.

Mechanical Repair Coverage can help deflect some risk of costly future, covered repairs keeping your vehicle running extra miles and extra years. With different coverage levels and deductibles from which to choose, there’s a plan to fit your family’s budget.

Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable. The older your vehicle, the more it takes to keep it in good working order. Not making small repairs can lead to even more expensive repairs and ignoring other repairs can be dangerous.

Benefits for covered repairs:*

  • Limit repair costs to your deductible, if any
  • Choose your deductible: $0, $100, $250 or $500
  • Rental reimbursement up to $35/day for 5 days (up to an additional 5 days with verified parts delay) from day one
  • 24-hour emergency roadside assistance up to $100 per occurrence (includes towing, battery jump start, fluid delivery, flat tire assistance and lock-out service)
  • Travel expense reimbursement up to $200 per day for 1-5 days for food, lodging and rental when a breakdown occurs more than 100 miles from home (not available to NY residents)
  • Good at any authorized repair facility in the U.S. or Canada
  • No out of pocket expense at time of mechanical repair (except for any deductible and any repairs not covered by the policy)–the covered repair is paid directly to the authorized repair facility
  • Transferable to increase resale value (only if sold privately, subject to transfer fee)
  • Cancel for full refund within 60 days (if coverage is unused in the first 60 days; if used, refund is pro-rated)

Use our Loan Calculator to calculate your vehicle payments with and without loan protection.

Learn more and choose the plan that's right for you.

For more information or to sign up, contact a friendly lending representative today.


*Program details may vary by state.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #861338), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc.

Credit Life and Disability

Credit insurance may make your loan payments when you can't.

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against the unexpected such as a covered life event or disability could help you protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.

There’s no way to predict an injury, illness or other unexpected life event. You can take steps to protect your family if the unforeseen happens. Credit disability and credit life insurance may help reduce or pay off your covered loan, up to the policy maximum, in the event of a covered life event, injury, illness or death.

You decide which payments you want to protect and the monthly premium may be added to your loan. Coverage is designed to fit your lifestyle, it is totally voluntary, it won’t affect your loan approval, and it’s simple to apply. You can sign up for credit insurance at your loan closing, or anytime you’d like.

Use our Loan Calculator to calculate your vehicle payments with and without loan protection.

Learn more and contact a friendly lending representative today to add Credit Life and Disability to your vehicle loan.


CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms.