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Rates

Rates Effective January 1, 2023

Other Collateral
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $32.61 7.02%
37 - 60 months 100% $20.99 7.17%
61 - 84 months 100% $16.26 7.62%
85 - 120 months 100% $12.72 7.84%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced.


Personal Unsecured
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 60 months $8,000 $23.04 11.26%

Annual Percentage Rate (APR) based on a loan amount of $8,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced.