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Rates

Rates Effective September 13, 2023

Other Collateral
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $33.46 8.77%
37 - 60 months 100% $21.88 8.92%
61 - 84 months 100% $17.19 9.38%
85 - 120 months 100% $13.72 9.59%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. VSI of $75-$349 will be charged per collateral.


Personal Unsecured
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 60 months $8,000 $23.04 11.26%

Annual Percentage Rate (APR) based on a loan amount of $8,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced.