Other Collateral

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	100%	$33.46	8.77%
37 - 60 months	100%	$21.88	8.92%
61 - 84 months	100%	$17.19	9.38%
85 - 120 months	100%	$13.72	9.59%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. VSI of $75-$349 will be charged per collateral.

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Personal Unsecured

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 60 months	$8,000	$23.04	11.26%

Annual Percentage Rate (APR) based on a loan amount of $8,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced.