Other Collateral

Maximum Term	Minimum Amount	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	-	100%	$33.46	8.77%
37 - 72 months	-	100%	$21.88	8.92%
73 - 84 months	$25,000	100%	$17.19	9.38%
85 - 120 months	$50,000	100%	$13.72	9.59%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 73-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $125-$249 will be charged per collateral.

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Personal Unsecured

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 60 months	$20,000	$22.91	11.00%

Annual Percentage Rate (APR) based on a loan amount of $10,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced.

Personal Unsecured Home Improvement

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	$25,000	$22.52	10.09%
37 to 60 months	$25,000	$22.65	10.34%
61 to 84 months	$25,000	$18.01	10.82%

Primary Residence or Vacation Home only. Must own home 2+ years and stable employment 2+ years. Loan over $5,000.00 will require estimates or receipts within the last 90 days of application date. Proof of income required on all tiers. 

Annual Percentage Rate (APR) based on a loan amount of $25,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced.