Skip to main content

Auto Loans

Live Free and Drive with an MF Auto Loan.

Apply Now View Rates

No payments for 60 days — on us.*

Whether you’re buying new, buying used, or refinancing from another lender, we’re in your corner. Our rates are the same whether the car is fresh off the lot or just new to you — and with 60 days before your first payment, you’ve got breathing room from day one.

Already have a car loan somewhere else? Refinance with us and we’ll lower your payment and put $100 cash back in your pocket at closing through our My-Fi Rewards program.**

Not sure if refinancing makes sense for you?
Check out 5 signs it might be worth a look, or use our Auto Refinance Calculator to estimate your savings in minutes — no application required.

Where are you in the process?

Why finance with Members First?

  • Same low rates for new and used vehicles*
  • No hoops to jump through — our best rate doesn’t require a direct deposit or any other add-ons
  • Next business day approval
  • Preapproval good for 45 days — shop confidently, no pressure
  • Free access to our AutoSmart car-buying platform, plus auto loan and refinance calculators online
Did you know?
Your credit score plays a big role in the rate you qualify for. Learn how credit scores work — and how to improve yours.

AutoSmart

Your membership includes free, unlimited access to AutoSmart, a complete car-buying platform with new and used dealer inventories across NH and MA, vehicle research and comparison tools, and easy loan calculators.

Find what you want, apply on the spot, and walk into the dealership ready to close. If you haven’t already applied for preapproval with us, you can do it right on the AutoSmart site — you may even get an instant approval to take straight to the dealer.

Questions? We’re a call or email away.

From the Members First Blog

FINANCIAL WELLNESS

What to Do BEFORE You Start Car Shopping

The steps you take before you set foot on a lot can save you thousands. Here’s how to get ready.

FINANCIAL WELLNESS

Should You Refinance Your Auto Loan? 5 Signs It Might Be Worth a Look

If you haven’t looked at your loan since you signed for it, it might be time.

FINANCIAL WELLNESS

Understanding Credit Scores: How They Work and How to Improve Yours

Your credit score affects more than you think — including the rate you get on your next auto loan.

*No payments for 60 days limited time offer subject to change at any time without notice. Not valid on existing Members First Credit Union auto loans. Finance charge begins from date of funding and is repaid over the term of the loan. Loans subject to credit approval and credit history. Members deferring payments for 60 days are ineligible to participate in the skip a payment program for 12 months from date of first payment.

**Auto loans refinanced with Members First Credit Union from another financial institution only. Loans subject to credit approval and credit history. Excludes commercial vehicles. Offer not valid on existing MFCU auto loans. Subject to change at any time without notice.