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Refi-Rewards Auto Loan

Apply now and make no payments for 90 days!

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You can be payment free for 90 days* just by refinancing your auto loan from another financial institution. And, with our Refi-Rewards auto refinancing program, we’ll even refund some of the interest you pay each year as a thank you!** Chances are, with rates as low as 2.50% APR*** we can lower your monthly payment and save you money.


Why a Refi-Rewards Auto Loan at Members First?

  • Get cash back on the interest you pay each year for the life of the loan**
  • Get the same low rate whether it’s new or used
  • No strings attached to get the best rate

Curious about the savings? Check our rates and give our auto loan calculator a try.

Whether you want to find out more, or you're ready to apply right now, we're here to help.


*No payments for 90 days limited time offer subject to change at any time without notice. Not valid on existing Members First Credit Union auto loans. Finance charge begins from date of funding and is repaid over the term of the loan. Loans subject to credit approval and credit history. Members deferring payments for 90 days are ineligible to participate in the skip a payment program for 12 months from date of first payment.

**Auto loans refinanced with Members First Credit Union from another financial institution only. Interest rebate equals 15% of the total interest paid by the member each calendar year. Interest rebate paid in January of each year for the previous calendar year over the life of the loan as a deposit to the member's savings account. Loans paid off prior to December of the calendar year will receive rebate in January of following year. Savings account must be open and in good standing to receive rebate. Member must not be more than 60 days delinquent at any time during the life of the loan. Loans subject to credit approval and credit history. Excludes commercial vehicles. Offer not valid on existing MFCU auto loans. Subject to change at any time without notice.

***Annual Percentage Rate (APR) accurate as of 5.8.20, subject to change and based on credit history. APR based on $15,000 loan including $60 processing fee with 100% Loan to Value (LTV) for a 36-month term and payments of $30.47 per $1,000. New autos are current year with less than 6,000 miles. 1% will be added to the qualifying rate for used vehicles older than 6 years.