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Refi-Rewards Auto Loan

We paid members $20,810 this year!

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Not sure if you have the best deal on your auto loan? At Members First, we're like mini money ninjas - here to rescue your loan! We're small enough to get to know you, which lets us make a big difference in your finances.

That's why we created Refi-Rewards. We heard from people with auto loans at other financial institutions that high rates, no rewards and lots of strings attached were making it hard to get ahead. So when you refinance with us, you get our personal, friendly service and low rates - but you also get a 15% rebate every year.* Members received $20,810 in rebates this year!

Refi-Rewards is truly that simple: refinance your auto loan with us, and we'll refund some of the interest you pay each year as a thank you.


Why a Refi-Rewards Auto Loan at Members First?

  • Get cash back on the interest you pay each year for the life of the loan*
  • Get the same low rate whether it’s new or used
  • No strings attached to get the best rate

Curious about the savings? Check our rates and give our auto loan calculator a try.

Whether you want to find out more, or you're ready to apply right now, we're here to help.


*Auto loans refinanced with Members First Credit Union from another financial institution only. Interest rebate equals 15% of the total interest paid by the member each calendar year. Interest rebate paid in January of each year for the previous calendar year over the life of the loan as a deposit to the member's savings account. Loans paid off prior to December of the calendar year will receive rebate in January of following year. Savings account must be open and in good standing to receive rebate. Member must not be more than 60 days delinquent at any time during the life of the loan. Loans subject to credit approval and credit history. Excludes commercial vehicles. Offer not valid on existing MFCU auto loans. Subject to change at any time without notice.