Automobile - New Vehicle

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	100%	$31.88	5.51%
37 - 60 months	100%	$20.36	5.91%
61 - 72 months	100%	$17.69	6.38%
73 - 84 months	100%	$16.12	7.36%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 73-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $125-$249 will be charged per collateral.

---

Automobile - Used Vehicle

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	100%	$31.88	5.51%
37 - 60 months	100%	$20.36	5.91%
61 - 72 months	100%	$17.69	6.38%
73 - 84 months	100%	$16.12	7.36%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 73-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $125-$249 will be charged per collateral.