Snowmobile - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 24 months	100%	$47.45	7.38%
25 - 36 months	100%	$32.85	7.51%
37 - 72 months	100%	$18.32	7.63%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 73-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $95-$249 will be charged per collateral.

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ATV - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 24 months	100%	$47.45	7.38%
25 - 36 months	100%	$32.85	7.51%
37 - 72 months	100%	$18.32	7.63%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 73-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $95-$249 will be charged per collateral.

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RV/Motor Home - New or Used

Maximum Term	Minimum Amount	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	-	100%	$32.97	7.76%
37 - 72 months	-	100%	$21.36	7.91%
73 - 84 months	$25,000	100%	$16.65	8.37%
85 - 120 months	$50,000	100%	$13.14	8.58%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 73-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $95-$249 will be charged per collateral.

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Motorcycle - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	100%	$32.60	7.01%
37 - 60 months	100%	$21.11	7.41%
61 - 72 months	100%	$18.71	8.38%
73 - 84 months	100%	$17.18	9.37%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 73-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $95-$249 will be charged per collateral.

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Boat - New or Used

Maximum Term	Minimum Amount	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	-	100%	$33.97	7.76%
37 - 72 months	-	100%	$21.36	7.91%
73 - 84 months	$25,000	100%	$16.65	8.37%
85 - 120 months	$50,000	100%	$13.14	8.58%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 73-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $95-$249 will be charged per collateral.

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Personal Watercraft - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 24 months	100%	$47.45	7.38%
25 - 36 months	100%	$32.85	7.51%
37 - 72 months	100%	$18.32	7.63%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. Minimum loan amount of $25,000 required for 73-84 month term. All loans are subject to credit approval and credit history. New auto is a current year vehicle with no more than 6,000 miles on the odometer. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $95-$249 will be charged per collateral.