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Rates

Rates Effective April 1, 2021

Motorcycle - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $31.53 4.76%
37 - 60 months 100% $20.00 5.15%
61 - 72 months 100% $17.56 6.13%
73 - 84 months 100% $15.99 7.11%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.


Boat - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $31.53 4.77%
37 - 60 months 100% $19.88 4.91%
61 - 84 months 100% $15.11 5.37%
85 - 120 months 100% $11.50 5.59%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.


Personal Watercraft - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 24 months 100% $46.03 4.38%
25 - 48 months 100% $24.05 4.44%
49 - 72 months 100% $16.82 4.63%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.


ATV - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 24 months 100% $46.03 4.38%
25 - 48 months 100% $24.05 4.44%
49 - 72 months 100% $16.82 4.63%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.


RV/Motor Home - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $31.53 4.77%
37 - 60 months 100% $19.88 4.91%
61 - 84 months 100% $15.11 5.37%
85 - 120 months 100% $11.50 5.59%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.


Snowmobile - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 24 months 100% $46.03 4.38%
25 - 48 months 100% $24.05 4.44%
49 - 72 months 100% $16.82 4.63%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.