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Rates

Rates Effective January 11, 2023

Snowmobile - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 24 months 100% $47.09 6.63%
25 - 36 months 100% $32.48 6.76%
37 - 72 months 100% $17.94 6.88%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$299 will be charged per collateral.


ATV - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 24 months 100% $47.09 6.63%
25 - 36 months 100% $32.48 6.76%
37 - 72 months 100% $17.94 6.88%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$299 will be charged per collateral.


RV/Motor Home - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $32.60 7.01%
37 - 60 months 100% $20.98 7.16%
61 - 84 months 100% $16.25 7.61%
85 - 120 months 100% $12.72 7.83%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.


Motorcycle - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $32.24 6.26%
37 - 60 months 100% $20.74 6.66%
61 - 72 months 100% $18.32 7.63%
73 - 84 months 100% $16.78 8.62%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$299 will be charged per collateral.


Boat - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $32.60 7.01%
37 - 60 months 100% $20.98 7.16%
61 - 84 months 100% $16.25 7.61%
85 - 120 months 100% $12.72 7.83%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.


Personal Watercraft - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 24 months 100% $47.09 6.63%
25 - 36 months 100% $32.48 6.76%
37 - 72 months 100% $17.94 6.88%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.