Snowmobile - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 24 months	100%	$47.69	7.89%
25 - 36 months	100%	$33.09	8.01%
37 - 72 months	100%	$18.58	8.13%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$299 will be charged per collateral.

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ATV - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 24 months	100%	$47.69	7.89%
25 - 36 months	100%	$33.09	8.01%
37 - 72 months	100%	$18.58	8.13%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$299 will be charged per collateral.

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RV/Motor Home - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	100%	$33.21	8.26%
37 - 60 months	100%	$21.61	8.41%
61 - 84 months	100%	$16.91	8.87%
85 - 120 months	100%	$13.42	9.08%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.

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Motorcycle - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	100%	$32.85	7.51%
37 - 60 months	100%	$21.36	7.91%
61 - 72 months	100%	$18.97	8.88%
73 - 84 months	100%	$17.46	9.87%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$299 will be charged per collateral.

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Boat - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 36 months	100%	$33.21	8.26%
37 - 60 months	100%	$21.61	8.41%
61 - 84 months	100%	$16.91	8.87%
85 - 120 months	100%	$13.42	9.08%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.

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Personal Watercraft - New or Used

Maximum Term	Maximum Financing	Estimated Monthly Payment Per $1,000	APR as low as
Up to 24 months	100%	$47.69	7.89%
25 - 36 months	100%	$33.09	8.01%
37 - 72 months	100%	$18.58	8.13%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75 will be charged per collateral.