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Rates

Rates Effective Februrary 14, 2024

Snowmobile - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 24 months 100% $47.69 7.89%
25 - 36 months 100% $33.09 8.01%
37 - 72 months 100% $18.58 8.13%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$150 will be charged per collateral.


ATV - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 24 months 100% $47.69 7.89%
25 - 36 months 100% $33.09 8.01%
37 - 72 months 100% $18.58 8.13%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$150 will be charged per collateral.


RV/Motor Home - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $33.21 8.26%
37 - 60 months 100% $21.61 8.41%
61 - 84 months 100% $16.91 8.87%
85 - 120 months 100% $13.42 9.08%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$150 will be charged per collateral.


Motorcycle - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $32.85 7.51%
37 - 60 months 100% $21.36 7.91%
61 - 72 months 100% $18.97 8.88%
73 - 84 months 100% $17.46 9.87%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$150 will be charged per collateral.


Boat - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 36 months 100% $33.21 8.26%
37 - 60 months 100% $21.61 8.41%
61 - 84 months 100% $16.91 8.87%
85 - 120 months 100% $13.42 9.08%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$150 will be charged per collateral.


Personal Watercraft - New or Used
Maximum Term Maximum Financing Estimated Monthly Payment Per $1,000 APR as low as
Up to 24 months 100% $47.69 7.89%
25 - 36 months 100% $33.09 8.01%
37 - 72 months 100% $18.58 8.13%

Annual Percentage Rate (APR) based on a loan amount of $15,000 including a $60 processing fee and subject to change without notice. All loans are subject to credit approval and credit history. In-house refinance fee of $200 or $2,000 cash out requirement will apply on current Members First loans that are refinanced. Maximum Loan to Value (LTV) and rate determined by credit history. VSI of $75-$150 will be charged per collateral.