Earn really high dividends.
Open an Account
Free Kasasa Cash® checking rewards you just for banking with us. Earn up to 2.50% APY* every month for doing simple things you're probably doing anyway, like using your debit card.
You'll also get refunds on ATM withdrawal fees* nationwide, so every ATM is your ATM at any of our branch locations or thousands of surcharge-free ATMs in the CO-OP Shared Branching Network. Link your account to a free Kasasa Saver® to make saving easy.
Why Kasasa Cash at Members First?
- Free checking that pays high dividends
- 2.50% APY* on balances up to $25,000
- 2.50% to 0.58% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* base rate if qualifications aren't met
- Refunds on ATM withdrawal fees nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free online banking and bill payer
- Free mobile banking
- Free eStatements
- Free MasterCard® debit card
- Free telephone banking
- Kasasa Protect™ fraud protection available
- $25 minimum deposit to open
It's easy to earn rewards.
You also must be enrolled in and agree to receive eStatements and all of the following transactions and activities must post and settle to your Kasasa Cash account during each monthly qualification cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
And if you don't meet these qualifications, don't worry -- your account is still free.
Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.