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Personal Checking

Checking for Life

Open an Account

Our free Everyday Checking account is anything but basic. With everything you need and all the latest tech, it’s ready to meet today’s demands and grow with your every tomorrow.


  • No minimum balance
  • No monthly fees
  • First Pay – get paid up to 2 days early* with direct deposit of your payroll, social security, retirement funds, or other benefit check


  • Instant Issue Debit Card
  • 74,000 surcharge-free ATMs nationwide
  • 5,000 branch locations nationwide
  • Paperless Statements


  • Mobile Banking (scan the QR code)
  • Online Banking
  • Bill Pay
  • Mobile Deposit
  • Person to Person Payments
  • Apple Pay and Google Pay

Get the App - Scan this code with your Apple or Android camera to download our highly-rated mobile banking app.


Our financial management tool puts you in control of:

  • Budgeting
  • Managing debt
  • Spending and cash flow
  • Savings goals
  • Tracking subscriptions
  • Aggregating accounts 


  • Cash back with Purchase Rewards
  • Free to use
  • Easy to earn



*To qualify for First Pay you must have direct deposit into your Members First Credit Union checking account and be a member in good standing. First Pay offers immediate credit of your direct deposit to your Members First account up to two (2) days early based upon when we receive your payroll from your employer or payroll company. As the deposit is based upon when we receive the funds, Members First cannot assume any liability for not depositing these funds to your account early. This offer is subject to change without notice.