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Make Yourself at Home

Longer, sunnier days are upon us, and with them comes prime home buying season. If you are hoping to purchase your first home in the near future, you have enough decisions to make: you don’t need to worry about a down payment. We designed the No Down Payment Mortgage* so you can purchase your own home, with little or no money down.

  • No down payment
  • Fixed rate financing
  • Great for first time home buyers

If you're not in the market for a new home, but would like to lower your existing mortgage payments at another financial institution, we can help with that, too. With today's low rates, now is a great time to refinance with Members First.

Learn more and apply or speak with a mortgage specialist at (603) 622-8781.


*The No Down Payment Mortgage is made up of a first mortgage equal to 80% of the purchase price and a second mortgage equal to 20% of the purchase price. In no event shall the total of the two loans exceed the purchase price or appraised value, whichever is less. An escrow account for property taxes, homeowners insurance and flood insurance (if required) will be established at closing. Homeowners insurance is required. All borrowers on the loan must be owners of the property. Only 1-2 unit primary residences are permitted. Rates and terms vary and are based on credit history. Applicants must meet all program criteria including, but not limited to income, monthly debts, credit history and assets to be eligible. Minimum credit score of 660 for all borrowers is required. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.